Our Homes
Available Homes


OakCLT does not currently have any homes for sale.  Please check back to see updated listings, or contact us to inquire about future affordable housing opportunities. Contact Steve King via email at stevek (at) oakclt.org.

Put Down Your Roots
in an Oakland Community Land Trust home!

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OakCLT Information Sessions


Attend one of our free informational public workshops for potential land trust homebuyers! Come learn more about the exciting new homeownership opportunities available through the Oakland Community Land Trust.

Join us on the Third Saturday of each month for an exciting joint session with Operation HOPE!.  Attend Operation HOPE's Homeownership Seminar from 9:30am to 12:30pm, and stick around to hear all about OakCLT from 1:00pm to 2:00pm.

We also have a weeknight info session at the OakCLT offices on the First Wednesday of each month at 6pm.  Please join us!  NOTE: There will not be a Wednesday evening workshop in May.



OakCLT Informational Homebuyer Workshops

1st Wednesday Weeknight

3rd Saturday Afternoon
Saturday April 19, 2014 at 1:00pm

Oakland Community Land Trust office

1720 Broadway, 2nd Floor

Oakland, CA

Oakland HOPE Center

3062 East 9th Street

Oakland, CA  (MAP)


You can also click here to fill out an interest form.  We will follow up with you once we receive your information.

For more information contact Aaron at 510-463-2883 or aaron(at)oakclt.org.


Do I Qualify to Purchase an OakCLT Home?

One of the first steps to learn if you qualify to buy an Oakland Community Land Trust home is to attend one of our information sessions. There you will learn how our program works, the benefits of owning a land trust home, what homes we currently have available, and we can answer any questions you might have.

There are several key factors we must take into account when determining if you are eligible to purchase an OakCLT home.

Household Income: The Oakland Community Land Trust currently has affordable homeownership opportunities for individuals and families earning between 50 to 80 percent of the area median income for Oakland. Income derived from all household members that will live in an OakCLT home must be applied towards determining the gross income for the household. The following chart shows the 2014 area median income figures for Oakland, based on household size (# of people living in your home, whether they earn an income or not):

Household Size 1 2 3 4 5 6
50% AMI $32,200 $36,800 $41,400 $46,000 $49,700 $53,400
80% AMI $47,350 $54,100 $60,850 $67,600 $73,050 $78,450

* If your income is outside of--but close to--this range, we still encourage you to contact us to have your eligibility determined by OakCLT.

Credit: To qualify for a mortgage and purchase a home, you must have good credit. Generally, the minimum FICO score currently required to obtain a mortgage is in the range of 620 to 640, depending on the lender.

Down Payment Requirement: All OakCLT homebuyers are required to contribute at least 3 percent of the purchase price of the home as a down payment, in addition to closing costs.

Employment: You should have proof of steady income for the past two years.

First-Time Homebuyer Status: You DO NOT have to be a first-time homebuyer to purchase an OakCLT home.  However, certain down payment assistance and other subsidy programs may require that a buyer must be a first-time homebuyer to receive assistance. (In practice, this means that you have not owned a property that you have lived in for the past three years.)

Homebuyer Education: To purchase an OakCLT home, you must receive homebuyer education from a HUD certified homebuyer education counseling agency.  OakCLT has partnered with Operation HOPE to provide assistance to our purchasers. The 8-hour HUD course must be completed prior to the close of escrow.

If you have any questions, please contact Aaron at aaron(at)oakclt.org, or 510-463-2883.